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Happy New Year – 2015

Posted on January 1, 2015 by Gloria Matthews in Articles, Holidays
[template id=”896″]HAPPY NEW YEAR 2015!!

Now that we have arrived in 2015,  There are a few housekeeping items most of us do.  We begin preparing our taxes,  we review our investment year end reports,  and for many we check our  HOME VALUE.  “Whats  my home worth now”.

We have certainly been on a wild ride the last 10 years, peaking in 2007,  bottoming in 2011 and rising now to near the same price levels as 2007.   On average, we are still 10% below the highs, but perhaps by now, our equity is increasing more substantially with each payment made.   I have a loan amoratization spreadsheet in EXCEL format, if you want one, or an easy place to calculate an amoritization schedule, is on the Tools and Resources page.

The cycle of homeownership seems to fall into a few categories, and re-evaluating or the consideration of moving, remodeling or updating seem to be fairly universal.

The cycle of homeownership seems to fall into a few categories, and re-evaluating or the consideration of moving, remodeling or updating seem to be fairly universal.

  • First Time Homebuyers
  • Moving UP (growing family)
  • Desire for a New Construction Home
  • Relocation / Promotions
  • Divorce
  • Downsizing or empty nester
  • Estate and probate.

Regardless of which phase you are in, it requires research and planning.

REAL ESTATE INVESTMENTS – Real estate investment properties have their own cycle.

With the recent rise in home values and increase in building costs.   Its also a good time to review your homeowners insurance policy.  In short, the coverage amount should be twice the replacement cost of the building portion only.    Need help with that figure…  “Contact me”

By the way,  the Home value Estimator link  is powered by zillow,  but PRIVATE to you and me.  So, no worries, add your name, email and phone. Im the only one who is going to see it.   Im not inclined to spamming unless there is a particular series of information you desire.

Thanks.. lets make 2015 a good one!

 

 

 

 

 

 


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