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Gloria Matthews

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KEEPING CURRENT MATTERS!!

KEEPING CURRENT MATTERS!!      Member Area

The real estate Market Changes,  thats what makes it a “MARKET”.   The following Real Estate News is provided to you, via keeping current matters, for you to keep a pulse on the market, learn about trends and changes.   To Search for Homes in Clark County, (and beyond), go to my property search page at: https://principalpropertybrokers.com/search-all-homes .  There you will find a complete list of options for searching.   Need help?  got Questions,  us the Contact me form in the right margin:)

 

  • Is Your House Priced To Sell Immediately (PTSI)?
    In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen ... read more
    Published on 2019-03-21
  • Do 46 Million Millennials Know They Are Mortgage Ready?
    Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, ... read more
    Published on 2019-03-20
  • 20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2019-03-20
  • How to Capture Dust During Sanding
    Sick of airborne dust while you're sanding? Here's the Simple Solution! ... read more
    Published on 2019-03-20
  • How to Protect Wood from Clamp Damage
    This simple modification will prevent clamps from damaging wood. ... read more
    Published on 2019-03-19
  • What Credit Score Do You Need To Buy A House?
    There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score ... read more
    Published on 2019-03-19
  • How to Clean Circular Saw Blades
    Circular saw blades need dental care, too! Here's a simple way to clean them for top performance. ... read more
    Published on 2019-03-18
  • Want To Increase Your Family’s Wealth? Here’s How!
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your ... read more
    Published on 2019-03-18
  • How to Replace a Wrought Iron Porch Column
    Nope, you don't have to keep that worn-out wrought-iron column! Here's how to replace it with a low-maintenance fiberglass one. ... read more
    Published on 2019-03-18
  • 6 Tips To Prepare Your Garden For Spring
    Use late winter/early spring to prepare your garden for new blooms, plants and flowers. Follow these 6 steps for the best results. ... read more
    Published on 2019-03-17
  • How to Remove Foam from a Garden Fountain
    Foam is common in fountains — but there is a solution! Here are some ways to reduce foam's formation. ... read more
    Published on 2019-03-16
  • How to Plant Trees and Shrubs on a Slope
    Planting on a slope? Take these 6 steps to ensure your landscaping grows strong. ... read more
    Published on 2019-03-16
  • How to Install Low-Voltage Landscape Lighting
    Want to add ambiance to your yard? Add landscape lighting — it's easier than you may think! ... read more
    Published on 2019-03-16
  • Ep 10. Finishing the Front Door & Shutting out Humidity
    A new homeowner wants her front door to stand out, but the stain isn’t soaking in. Why this is happening and what she can do to get her door looking great. ... read more
    Published on 2019-03-15
  • Don’t Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC]
    Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home! Buying now will allow you to start earning equity today! Content ... read more
    Published on 2019-03-15
  • How to Correct a Crooked Board
    Here's what to do when a board has two crooked edges. ... read more
    Published on 2019-03-15
  • How to Build a Window Seat Bookcase
    Here's how to build a bookcase around a window to make a space more functional. ... read more
    Published on 2019-03-14
  • How to Choose a Roof for Your Home
    Need a new roof? There are more types and styles than ever — it can be overwhelming! But our guide will help. ... read more
    Published on 2019-03-14
  • How to Make a Crosscut Guide for a Circular Saw
    Want to make perfectly square crosscuts? Use this guide — works every time! ... read more
    Published on 2019-03-14
  • Why You Need Proper Attic Ventilation
    Providing proper ventilation in your attic will keep your attic cooler in the summer, which can lower your air conditioner bills and make your roof last longer, and reduce condensation during the winter, which can lead to mold, mildew, or rot. Watch this video to find out more. ... read more
    Published on 2019-03-14
  • Homeownership is a Cornerstone of the American Dream
    “The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to ... read more
    Published on 2019-03-14
  • This Ceiling Fan Makes Installation Easy
    Tired of complicated ceiling fan installations? This fan's blades click into place and the LED light twists in for a simple setup. ... read more
    Published on 2019-03-14
  • How to Hire a Roofer for Your Home
    A new roof is a major investment that typically costs thousands of dollars; and unfortunately, roofing is an easy entry business that requires little more than a pickup, a ladder, and some basic tools. Read on to find out how to choose a good roofer for your home. ... read more
    Published on 2019-03-14
  • 7 Things To Avoid After Applying for a Mortgage!
    Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be ... read more
    Published on 2019-03-13
  • How to Protect Your Home Before and After Hailstorms
    Hail damage can be quite costly — to the tune of $1 billion per year. Here's how to protect your home. ... read more
    Published on 2019-03-13
  • What’s Going On with Bidding Wars?
    In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want ... read more
    Published on 2019-03-12
  • 4 Reasons to Buy a Home in the Spring
    Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% over the last 12 months. ... read more
    Published on 2019-03-11
  • How to Cut Mortises for Door Hinges with a Chisel
    A door's hinge mortises are often cut by machine with a router and straight bit, but you can cut mortises by hand using a hammer and chisel. Here's how to do it! ... read more
    Published on 2019-03-10
  • How to Remove Molding for Reuse
    When renovating a room, the first step is to remove existing molding. If you are careful, you can take it off — without damage — for reuse later. Watch the technique! ... read more
    Published on 2019-03-10
  • What Causes White Lines on Tomato Plants
    Do your tomato leaves have white lines on them? Wonder what causes this, and what to do about it? Then read on! ... read more
    Published on 2019-03-10
  • How to Hack a Paint Sleeve into 3 Pieces
    You need a 3-inch paint roller for some spaces, but you don't need to purchase small paint sleeves. ... read more
    Published on 2019-03-09
  • Nest x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • Next x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • 5 Tips to Update Your Shower on a Budget
    Want to update your shower? It's not as costly as you may think. ... read more
    Published on 2019-03-08
  • Inspiration for Minimalism in Your Home
    Don't want to go 'all in' with minimalism? That's okay. Try focusing on raw materials and neutral tones in one room. ... read more
    Published on 2019-03-08
  • Ep 9. Problematic Painting & A Complete Home Remodel
    We’re tackling a pair of painting problems. Also, a homeowner is going through a complete remodel, but he's stumped when trying to install an outlet for his new mantle and aligning his bedroom doors. ... read more
    Published on 2019-03-08
  • Preparing to Spring Forward [INFOGRAPHIC]
    Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ ... read more
    Published on 2019-03-08
  • How to Remove Dents from Carpet
    Do carpet dents drive you nuts? Do this and no one will ever know you rearranged your furniture! ... read more
    Published on 2019-03-08
  • Easy Storage for Cutting Boards and Cookie Sheets
    With these storage ideas, you can organize your kitchen cabinets in no time! ... read more
    Published on 2019-03-08
  • How to Remove Pet Hair from Carpet
    Removing dog or cat hair from carpet can be pretty difficult, especially once it becomes embedded in there — but this tool makes it easy. ... read more
    Published on 2019-03-08
  • 5 Tips to Keep Your Garbage Disposal Running Right
    These five simple tips will help extend the life of your garbage disposal and prevent clogs and jams. ... read more
    Published on 2019-03-08
  • 5 Things to Know About Air Duct Cleaning
    Cleaning air ducts regularly could prevent respiratory illnesses. ... read more
    Published on 2019-03-08
  • How to Add a Phone Extension
    Robert asks, "Can you run an extension line off an already in use phone jack to a room which may not have one?"It’s not hard to extend a line from an existing phone jack to a new one in another room. Read more to find out how. ... read more
    Published on 2019-03-07
  • 8 Home Smells That Could Be Signs of Danger
    Does your home have these odors? They could indicate major health hazards — and problems that are expensive to repair. ... read more
    Published on 2019-03-07
  • Why an Economic Slowdown Will NOT Crush Real Estate this Time
    Last week, the National Association for Business Economics released their February 2019 Economic Policy Survey. The survey revealed that a majority of the panel believe an economic slowdown is in the near future: “While only 10% of panelists expect a recession in 2019, 42% say a recession will ... read more
    Published on 2019-03-07
  • 10 Edible Flowers to Grow, Cook and Eat
    Want to wow your guests at cookouts this summer? Then try serving up your meals with edible flowers! There are many edible flowers that make great additions to your favorite recipes, from garnishes to seasonings to the main course. Read on to find out more. ... read more
    Published on 2019-03-07
  • Tips for Storing and Wearing Safety Glasses
    The most important tip is to wear your safety glasses, but after that, here are simple best practices. ... read more
    Published on 2019-03-07
  • Air Duct Cleaning: Scam or Worth It?
    Whether you should hire air duct cleaners depends on 5 factors. Here's more about that, and how to avoid duct-cleaning scams. ... read more
    Published on 2019-03-07
  • How to Prevent Heat Loss & Tips to Update Dark Paneling
    Listen to learn the best practices that will keep heat from escaping your home. And, the how to prep for any paint job. ... read more
    Published on 2019-03-06
  • How Your Home Affects Your Mental Health
    Here's a look at the psychology of space, how people crave order in their homes and how dysfunctional design affects mental health. ... read more
    Published on 2019-03-06
  • How to Store Safety Equipment in Your Shop
    This extremely simple tip will keep safety gear clean, protect glasses from scratches and make everything easy to find! ... read more
    Published on 2019-03-06
  • How to Apply Energy-Saving Window Film
    Applying window film to glass doors and windows around your home can help reduce glare, block UV rays, and reduce energy costs by reducing solar heat gain. ... read more
    Published on 2019-03-06
  • 3 Ways to Use Wasted Space Above Kitchen Cabinets
    Stumped on how to close the space between your kitchen cabinets and ceiling? Here are 3 tips. ... read more
    Published on 2019-03-06
  • 2 Reports That Say Now Is a Great Time to Sell
    Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights ... read more
    Published on 2019-03-06
  • How to Install a Tile Backsplash Using a Self-Adhesive Mat
    Installing a tile backsplash has never been cleaner, easier or quicker! ... read more
    Published on 2019-03-06
  • How to Make a Container Garden Display Rack
    It takes just 6 steps to make this cute container garden display rack! Here are the instructions. ... read more
    Published on 2019-03-05
  • Beginner’s Guide to Caring for Houseplants
    Growing houseplants is a great way to start gardening while enhancing the beauty of your home. Like any other gardening endeavor, indoor gardens can be as simple or elaborate as you would like. Here are some general guidelines to help get you started. ... read more
    Published on 2019-03-05
  • How to Have a Unique Open House
    According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd! This quote from Grandscope puts it ... read more
    Published on 2019-03-05
  • How to Remove Interior Wood Trim — In 3 Steps!
    Need to remove trim? Whether you're tired of a dining room chair rail or just want a new look, removing trim is fast and easy — especially if you have the right tool! ... read more
    Published on 2019-03-04
  • Panama City Home Named Top ‘Survivor’ After Facing Hurricane Michael
    This Panama City home's metal roof withstood Hurricane Michael in 2018 — and may have saved lives. ... read more
    Published on 2019-03-04
  • 3 Ways to Increase Bathroom Storage Space
    Consider these tips to maximize the storage space in your bathroom. ... read more
    Published on 2019-03-04
  • The Housing Market Will “Spring Forward” This Year!
    Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market. Many potential sellers believe that waiting until Spring is in their best interest. Traditionally, they ... read more
    Published on 2019-03-04
  • How to Hang a Heavy Mirror or Picture on a Wall
    Using a toggle bolt to hang a heavy mirror or picture is just a part of the solution. Here's Danny's trick to create a very strong wall anchor. ... read more
    Published on 2019-03-02
  • How to Repair a Running Toilet
    A constantly running toilet is not only annoying, it’s a big waste of water in your home. There are two main reasons a toilet continues to run, and both are easy to fix. Watch this video to find out how. ... read more
    Published on 2019-03-02
  • Ep 8. How to Prevent Heat Loss & Tips to Update Dark Paneling
    A Nebraska homeowner's roof is the only one on his block without snow. We’ll talk about what's causing the heat, where it's coming from, and how to prevent it. ... read more
    Published on 2019-03-01
  • Home Prices Up 5.73% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2019-03-01
  • No Worries… Home Prices Coming in for a SOFT Landing
    Home prices have appreciated considerably over the last five years. This has some concerned that we may be in for another dramatic correction. However, recent statistics suggest home values will not crash as they did a decade ago. Instead, this time they will come in for a soft landing. ... read more
    Published on 2019-02-28
  • Interest Rates Hit New 12 Month Low!
    According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from ... read more
    Published on 2019-02-27
  • What are the Benefits of Becoming a Homeowner?
    Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time! Why is this date important? Homeownership is not just ... read more
    Published on 2019-02-26
  • How Can I Increase My Family’s Net Worth?
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2019-02-25
  • 3 Tips for Making Your Dream of Buying A Home Come True [INFOGRAPHIC]
    Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down ... read more
    Published on 2019-02-22
  • 3 Reasons Why We Are Not Heading Toward Another Housing Crash
    With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago. Here are three key metrics that will explain why: Home Prices ... read more
    Published on 2019-02-21
  • Why A Normal Market is Just What We Need
    The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed. Buyers have been competing in bidding wars just to find a home to buy, let alone find their dream home. This ‘seller’s market’ has ... read more
    Published on 2019-02-20
  • 2019 Will Be a Great Year for Buyers AND Sellers
    Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming! ... read more
    Published on 2019-02-19
  • Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One!
    In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach ... read more
    Published on 2019-02-18
  • Where Did Americans Move in 2018? [INFOGRAPHIC]
    Some Highlights: Every year United Van Lines conducts their National Movers Study by tracking their customer’s movement state-to-state over the course of the year. Vermont claimed the top spot of states with the highest percentage of inbound residents following a campaign that covered relocation costs for skilled ... read more
    Published on 2019-02-15
  • First Comes Love… Then Comes Mortgage? Couples Lead the Way
    According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to ... read more
    Published on 2019-02-14
  • Why Homeownership Matters Now More Than Ever
    Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.) For ... read more
    Published on 2019-02-13
  • How To List Your Home for the Best Price
    If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. The map below shows the results of ... read more
    Published on 2019-02-12
  • Thinking of Selling Your House? This is a Perfect Time!
    It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. The other listings that come ... read more
    Published on 2019-02-11
  • 5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC]
    Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the process, negotiations, and pricing (both when making an ... read more
    Published on 2019-02-08
  • How to Get a Better Perspective on Affordability
    Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over ... read more
    Published on 2019-02-07
  • The KonMari Method: Helping You Prep Your House For Sale
    One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house. Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of ... read more
    Published on 2019-02-06
  • One More Time… You Do Not Need 20% Down to Buy a Home
    The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. In combination with higher rents, survey ... read more
    Published on 2019-02-05
  • Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?
    There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source ... read more
    Published on 2019-02-04
  • 5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]
    Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly! The kitchen is big enough to make as many ... read more
    Published on 2019-02-01
  • Do You Know How Much Your Home Has Increased in Value?
    Last year we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed:Homeowners with mortgages have seen their home equity more than double since 2011, increasing to ... read more
    Published on 2019-01-31
  • 4 Proven Ways Real Estate Can Build Sizable Family Wealth
    Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: ... read more
    Published on 2019-01-30
  • Is Student Loan Debt A Threat to Homeownership? No!
    Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. Due to this, student loan debt has soared to ... read more
    Published on 2019-01-29
  • Why It Makes No Sense to Wait for Spring to Sell
    The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. The supply of homes for sale dramatically increases every ... read more
    Published on 2019-01-28
  • Think You Should For Sale By Owner? Think Again! [INFOGRAPHIC]
    Some Highlights: For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 36% of homeowners who decided to FSBO last ... read more
    Published on 2019-01-25
  • 3 Things You Need in a Shifting Real Estate Market
    Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have ... read more
    Published on 2019-01-24
  • The Importance of Homeownership to the American Dream
    For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over the last few decades, it is fair to ask ... read more
    Published on 2019-01-23
  • Do You Prefer the Charm of an Existing Home?
    When homebuyers begin their research, they want to see all their available options! In many cases, they will include both new construction and existing homes in their search; but is a new construction home really the house of their dreams? According to a recent survey by Zillow, of the ... read more
    Published on 2019-01-22
  • The Difference Having a Professional on Your Side Makes
    In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with the addition of more information, comes more confusion. Shows like Property ... read more
    Published on 2019-01-21
  • What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.1% by the end of ... read more
    Published on 2019-01-18
  • Last Chance! Homes are a Bargain Compared to Historic Norms
    A loaf of bread used to be a nickel. A movie ticket was a dime.  Not anymore. Houses were also much less expensive than they are now. Inflation raised the price of all three of those items, along with the price of almost every other item we purchase. The ... read more
    Published on 2019-01-17
  • Selling Your Home? Make Sure the Price is Right!
    If you’ve ever watched “The Price is Right,” you know that the only way to win is to be the one to correctly guess the price of the item you want without going over! That means your guess must be just slightly under the retail price. In today’s shifting ... read more
    Published on 2019-01-16
  • Buying a Home Young is the Key to Building Wealth
    Homeowners who purchase their homes before the age of 35 are better prepared for retirement at age 60, according to a new Urban Institute study. The organization surveyed adults who turned 60 or 61 between 2003 and 2015 for their data set. “Today’s older adults became homeowners at ... read more
    Published on 2019-01-15
  • Buying a House This Year? This Should Be Your 1st Step!
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to ... read more
    Published on 2019-01-14
  • The Cost Across Time [INFOGRAPHIC]
    Some Highlights: With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes ... read more
    Published on 2019-01-11
  • The Best Time to List Your House? TODAY!
    You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this time last year. What you may not have heard, however, is that there is still ... read more
    Published on 2019-01-10
  • Is the Recent Dip in Interest Rates Here to Stay?
    Interest rates for a 30-year fixed rate mortgage climbed consistently throughout 2018 until the middle of November. After that point, rates returned to levels that we saw in August to close out the year at 4.55%, according to Freddie Mac’s Primary Mortgage Market Survey. After the first week of ... read more
    Published on 2019-01-09
  • Buying A Vacation Property? Now Is A Good Time!
    Every year around this time, many homeowners begin the process of preparing their homes in case of extreme winter weather. Some others skip winter all together by escaping to their vacation homes in a warmer climate. For those homeowners staying at their first residence, AccuWeather warns: “The late-week ... read more
    Published on 2019-01-08
  • Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!
    Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house? Here are two keys to ensure that you get the highest price possible. 1. Price it a LITTLE LOW  This ... read more
    Published on 2019-01-07
  • Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]
    Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on Investment (ROI). Minor bathroom renovations can go a long way toward improving the quality of your everyday life ... read more
    Published on 2019-01-04
  • Belief in Homeownership as an Investment is Far from Dead
    Following last year’s real estate market was like riding a rollercoaster. The market started off strong in 2018 and then softened before finishing with a mild flurry. However, one thing that did not waiver was America’s belief that owning a home makes sense from a financial standpoint. An end-of-the-year survey ... read more
    Published on 2019-01-03
  • Excited About Buying A Home This Year? Here’s What to Watch
    As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of ... read more
    Published on 2019-01-02
  • Here’s to a Wonderful 2019!
    We hope 2019 is a great year for you, both personally and professionally! Content previously posted on Keeping Current Matters ... read more
    Published on 2019-01-01
  • Why You Should Not For Sale By Owner
    In today’s market, as home prices rise and a lack of inventory continues, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for most sellers. ... read more
    Published on 2018-12-31
  • Where is the Housing Market Headed in 2019? [INFOGRAPHIC]
    Some Highlights: ­Interest rates are projected to increase steadily throughout 2019, but buyers will still be able to lock in a rate lower than their parents or grandparents did when they bought their homes! Home prices will rise at a rate of 4.8% over the course of 2019 ... read more
    Published on 2018-12-28
  • 24 Hours that Suddenly Improved the Market
    This year started strong for real estate, but then the market began to soften. Home inventory in the starter and move-up categories dwindled to almost nothing, mortgage rates were projected to rise, and home sales have now decreased for several months in a row. To many, the outlook heading ... read more
    Published on 2018-12-27
  • How to Save Thousands of Dollars in Interest on Your Mortgage
    One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving ... read more
    Published on 2018-12-26
  • Thank You for All Your Support
    Content previously posted on Keeping Current Matters ... read more
    Published on 2018-12-25
  • What Makes a House a Home For You?
    We frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of a home can mean different things ... read more
    Published on 2018-12-24
  • Buyers Are Looking for Your Home, Now [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.32 million and have increased on a monthly basis for the last two months. The inventory of existing homes for sale remains below the 6-months needed for a normal market and is now at a 3.9-month ... read more
    Published on 2018-12-21
  • 4 Quick Reasons NOT to Fear a Housing Crash
    There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Here are four reasons why today’s market is much different: 1. There are ... read more
    Published on 2018-12-20
  • Homeownership Remains a Huge Part of the American Dream
    As we head into 2019, many news outlets and housing experts warn that the housing market may slow down. Over the last six years, the inventory of homes for sale has been near historic lows, which has been the force behind increasing home prices. This has been great news ... read more
    Published on 2018-12-19
  • Why Houses DO NOT Sell in a Strong Market
    As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell? Below are the 5 most common reasons why a listing contract will expire: 1. The Price Sometimes when the ... read more
    Published on 2018-12-18
  • 5 Reasons to Sell This Winter!
    Here are five reasons listing your home for sale this winter makes sense.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are ... read more
    Published on 2018-12-17
  • 4 Reasons to Sell Your House This Winter [INFOGRAPHIC]
    Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Perhaps the ... read more
    Published on 2018-12-14
  • No Bubble Here! How New Mortgage Standards Are Helping
    Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in ... read more
    Published on 2018-12-13
  • Don’t Get Caught in the Rental Trap in 2019
    Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone! According to the 2018 Bank of America Homebuyer ... read more
    Published on 2018-12-12
  • How to Simply Increase Your Family Wealth by Paying for Housing
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month ... read more
    Published on 2018-12-11
  • What If I Wait A Year to Buy a Home?
    National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – ... read more
    Published on 2018-12-10
  • The Tale of Two Markets [INFOGRAPHIC]
    Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and ... read more
    Published on 2018-12-07
  • 2008 vs. Now: Are Owners Using Their Homes as ATMs Again?
    Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake. However, a closer look at ... read more
    Published on 2018-12-06
  • Where Are Interest Rates Headed in 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-12-05
  • Homeowners Aged 65+ Have 48x More Net Worth Than Renters
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data covers responses from 2013-2016. The study revealed that the median net worth of a homeowner was $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2018-12-04
  • 4 Reasons to Buy A Home This Winter!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that home prices have appreciated by 5.6% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-12-03
  • Home Prices Up 6.34% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-11-30
  • Further Proof It’s NOT 2008 All Over Again
    Home sales numbers are leveling off, the rate of price appreciation has slowed to more historically normal averages, and inventory is finally increasing. We are headed into a more normal housing market. However, some are seeing these adjustments as red flags and are suggesting that we are headed back ... read more
    Published on 2018-11-29
  • 24% of Renters Believe Winter is the Best Time to Buy a Home
    In real estate, the spring is often seen as the ideal time to buy or sell a house. The term “Spring Buyer’s Season” exists for a reason, as renters and those looking to move on from their current home thaw out from the winter and hit the market ready ... read more
    Published on 2018-11-28
  • The #1 Reason to Not Wait Until Spring to Sell Your House
    Many sellers believe that spring is the best time to place their homes on the market because buyer demand traditionally increases at that time of year, but what they don’t realize is that if every homeowner believes the same thing, then that is when they will have the most ... read more
    Published on 2018-11-27
  • Buyers: Don’t Be Surprised by Closing Costs!
    Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan ... read more
    Published on 2018-11-26
  • Existing Home Sales Slowed by a Lack of Listings [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.22 million, which is up 1.4% over last month. This reverses the six-month trend of dips in sales every month. The inventory of existing homes is still below the 6-month supply needed for a normal market ... read more
    Published on 2018-11-23
  • Thank You for Your Support!
    Have a great holiday! Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-22
  • Will Your Side Hustle Buy You a House This Year?
    The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of millennials took on a second job to make their dreams of homeownership a reality in 2017.  Among millennials with incomes over $100,000 a year, the ... read more
    Published on 2018-11-21
  • Females Are Making It a Priority to Invest in Real Estate!
    Everyone wants a place to call home; a place that gives them a sense of security. We are currently seeing major interest from females who want to achieve this dream, and the numbers are proving it! In 2018, for the second year in a row, single female buyers accounted ... read more
    Published on 2018-11-20
  • 7 Reasons to List Your House For Sale This Holiday Season
    Every year at this time there are many homeowners who decide to wait until after the holidays to list their homes for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are seven great reasons ... read more
    Published on 2018-11-19
  • The Cost of Renting vs. Buying a Home [INFOGRAPHIC]
    Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (28.4%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every market is different. ... read more
    Published on 2018-11-16
  • Wage Increases Make Home Buying More Affordable
    Everyone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages. How much a family earns obviously impacts how easy or difficult it is for them to afford to own a home. Because ... read more
    Published on 2018-11-15
  • Home Sellers in Q3 Netted $61K at Resale
    According to a recent report by ATTOM Data Solutions, home sellers who sold their homes in the third quarter of 2018 benefited from rising home prices and netted an average of $61,232. This is the highest average price gain since the second quarter of 2007 and represents a 32% ... read more
    Published on 2018-11-14
  • Are Homeowners Renovating to Sell or to Stay?
    Over the past few years, two trends have emerged in the housing market: Home renovations have shot up Inventory of homes available for sale on the market has dropped A ‘normal’ housing market is defined by having a 6-month supply of homes for sale. According to the latest ... read more
    Published on 2018-11-13
  • How to Honor a Veteran Today and Everyday
    One hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and ... read more
    Published on 2018-11-12
  • VA Home Loans by the Numbers [INFOGRAPHIC]
    Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership. In 2017, $189 billion was loaned to veterans and their families through ... read more
    Published on 2018-11-09
  • 75% of Renters Have Been Misinformed
    Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines are accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream ... read more
    Published on 2018-11-08
  • Why Has Housing Supply Increased as Sales Have Slowed Down?
    According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the inventory of homes for sale this year compared to last year has increased for the last four months, all while sales of existing homes have slowed compared to last year’s numbers. For over ... read more
    Published on 2018-11-07
  • 5 Tips When Buying a Newly Constructed Home
    The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place. To ensure a hassle-free process, here are 5 tips to keep ... read more
    Published on 2018-11-06
  • 2 Myths Holding Back Home Buyers
    Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an ... read more
    Published on 2018-11-05
  • The Difference an Hour Will Make This Fall [INFOGRAPHIC]
    Every Hour in the US Housing Market:  596 Homes Sell 278 Homes Regain Positive Equity Median Home Values Go Up $1.20 Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-02
  • How Will Home Sales Measure Up Next Year?
    There are many questions about where home sales are headed next year. We have gathered the most reliable sources to help answer this question. Here are our sources: Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully ... read more
    Published on 2018-11-01
  • Taking Fear Out of the Mortgage Process
    A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order ... read more
    Published on 2018-10-31
  • Are You Spending TOO Much on Rent?
    Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money ... read more
    Published on 2018-10-30
  • Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner
    With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller ... read more
    Published on 2018-10-29
  • Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC]
    Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less ... read more
    Published on 2018-10-26
  • Where are Home Values Headed over the Next Few Years?
    There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over ... read more
    Published on 2018-10-25
  • Still Think You Need 15-20% Down to Buy a Home? Think Again!
    According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will ... read more
    Published on 2018-10-24
  • Housing Is Still Affordable in the United States!
    Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what you’re seeing ... read more
    Published on 2018-10-23
  • Will Home Prices Continue to Increase?
    There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels ... read more
    Published on 2018-10-22
  • 20 Tips for Preparing Your House for Sale This Fall [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2018-10-19
  • Is the Increase in Inventory a Bullish or Bearish Sign for Real Estate?
    In a recent article, National Housing Inventory Crisis Reaches Inflection Point, realtor.com reported that: New listings jumped 8% year-over-year nationally, the largest increase since 2013 Total listings in the 45 largest markets are now up 6% on average over last year This increase in housing inventory has sparked ... read more
    Published on 2018-10-18
  • 5 Tips for Starting Your Home Search
    In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights ... read more
    Published on 2018-10-17
  • Baby Boomers are Downsizing, Are You Ready to Move?
    For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame? Here’s what some of the experts have to say on the subject: Aaron Terrazas, Senior Economist at Zillow, says that ... read more
    Published on 2018-10-16
  • Pre-Approval: Your 1st Step in Buying a Home
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to ... read more
    Published on 2018-10-15
  • Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]
    Some Highlights: Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. The best way ... read more
    Published on 2018-10-12
  • Dispelling the Myth About Home Affordability
    We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are accurate. But, have you ever wondered why the headlines don’t say the last 25 years, the last ... read more
    Published on 2018-10-11
  • New Home Sales Up 12.7% From Last Year
    According to the latest New Residential Sales Report from the Census Bureau, new construction sales in August were up 3.5% from July and 12.7% from last year! This marks the second consecutive month with double-digit year-over-year growth (12.8% in July). The report also showed that builders have ramped up ... read more
    Published on 2018-10-10
  • What’s Going On With Home Prices?
    According to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight into this change, ... read more
    Published on 2018-10-09
  • The True Cost of NOT Owning Your Home
    Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for the entirety of America’s existence. Realtor.com reported that: “Buying remains the more attractive option in ... read more
    Published on 2018-10-08
  • Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]
    Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the difference between buying & renting would account for less than a $50 monthly difference, leaving the choice up to the individual ... read more
    Published on 2018-10-05
  • Are We About to Enter a Buyers’ Market?
    Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really ... read more
    Published on 2018-10-04
  • 2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling
    When it comes to buying or selling a home there are many factors you should consider. Where you want to live, why you want to buy or sell, and who will help you along your journey are just some of those factors. When it comes to today’s real estate ... read more
    Published on 2018-10-03
  • Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?
    Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a percent by next year. In addition to the predictions ... read more
    Published on 2018-10-02
  • How Does the Supply of Homes for Sale Impact Buyer Demand?
    The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index. Their latest edition sheds some light on ... read more
    Published on 2018-10-01
  • Should I Buy Now? Or Wait Until Next Year? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.2% by the third quarter of ... read more
    Published on 2018-09-28
  • Are Home Prices Softening or Are They Falling?
    We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written to address the impact that these two situations will have ... read more
    Published on 2018-09-27
  • The Cost of NOT Paying PMI
    Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that ... read more
    Published on 2018-09-26
  • Where Are Mortgage Interest Rates Headed In 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-09-25
  • How Much Has Your Home Increased in Value?
    Home values have risen dramatically over the last twelve months. In CoreLogic’s most recent Home Price Index Report, they revealed that national home prices have increased by 6.2% year-over-year. CoreLogic broke down appreciation even further into four price ranges, giving us a more detailed view than if we had simply looked at the year-over-year increases ... read more
    Published on 2018-09-24
  • 4 Reasons to Sell This Fall [INFOGRAPHIC]
    Some Highlights: Housing inventory is still under the 6-month supply that is needed for a normal housing market. Buyers are often competing with one another for the listings that are available. Perhaps the time has come for you and your family to move on and start living ... read more
    Published on 2018-09-21
  • Is the Real Estate Market Finally Getting Back to Normal?
    The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey: After the bubble burst in June 2007, values depreciated ... read more
    Published on 2018-09-20
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • If You Are Thinking of Selling You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • If You Are Thinking of Selling? You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • Home Prices Up 6.49% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-09-07
  • What Does the Future Hold for Home Prices?
    Home prices are at the top of everyone’s minds. Can they maintain their current pace of appreciation? Will rising mortgage rates negatively impact home values? Will the next economic slowdown cause prices to crash? Let’s try to answer these questions based on what has happened in the past as ... read more
    Published on 2018-09-06
  • Is Your House Priced To Sell Immediately (PTSI)?
    In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen ... read more
    Published on 2019-03-21
  • Do 46 Million Millennials Know They Are Mortgage Ready?
    Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, ... read more
    Published on 2019-03-20
  • 20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2019-03-20
  • How to Capture Dust During Sanding
    Sick of airborne dust while you're sanding? Here's the Simple Solution! ... read more
    Published on 2019-03-20
  • How to Protect Wood from Clamp Damage
    This simple modification will prevent clamps from damaging wood. ... read more
    Published on 2019-03-19
  • What Credit Score Do You Need To Buy A House?
    There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score ... read more
    Published on 2019-03-19
  • How to Clean Circular Saw Blades
    Circular saw blades need dental care, too! Here's a simple way to clean them for top performance. ... read more
    Published on 2019-03-18
  • Want To Increase Your Family’s Wealth? Here’s How!
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your ... read more
    Published on 2019-03-18
  • How to Replace a Wrought Iron Porch Column
    Nope, you don't have to keep that worn-out wrought-iron column! Here's how to replace it with a low-maintenance fiberglass one. ... read more
    Published on 2019-03-18
  • 6 Tips To Prepare Your Garden For Spring
    Use late winter/early spring to prepare your garden for new blooms, plants and flowers. Follow these 6 steps for the best results. ... read more
    Published on 2019-03-17
  • How to Remove Foam from a Garden Fountain
    Foam is common in fountains — but there is a solution! Here are some ways to reduce foam's formation. ... read more
    Published on 2019-03-16
  • How to Plant Trees and Shrubs on a Slope
    Planting on a slope? Take these 6 steps to ensure your landscaping grows strong. ... read more
    Published on 2019-03-16
  • How to Install Low-Voltage Landscape Lighting
    Want to add ambiance to your yard? Add landscape lighting — it's easier than you may think! ... read more
    Published on 2019-03-16
  • Ep 10. Finishing the Front Door & Shutting out Humidity
    A new homeowner wants her front door to stand out, but the stain isn’t soaking in. Why this is happening and what she can do to get her door looking great. ... read more
    Published on 2019-03-15
  • Don’t Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC]
    Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home! Buying now will allow you to start earning equity today! Content ... read more
    Published on 2019-03-15
  • How to Correct a Crooked Board
    Here's what to do when a board has two crooked edges. ... read more
    Published on 2019-03-15
  • How to Build a Window Seat Bookcase
    Here's how to build a bookcase around a window to make a space more functional. ... read more
    Published on 2019-03-14
  • How to Choose a Roof for Your Home
    Need a new roof? There are more types and styles than ever — it can be overwhelming! But our guide will help. ... read more
    Published on 2019-03-14
  • How to Make a Crosscut Guide for a Circular Saw
    Want to make perfectly square crosscuts? Use this guide — works every time! ... read more
    Published on 2019-03-14
  • Why You Need Proper Attic Ventilation
    Providing proper ventilation in your attic will keep your attic cooler in the summer, which can lower your air conditioner bills and make your roof last longer, and reduce condensation during the winter, which can lead to mold, mildew, or rot. Watch this video to find out more. ... read more
    Published on 2019-03-14
  • Homeownership is a Cornerstone of the American Dream
    “The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to ... read more
    Published on 2019-03-14
  • This Ceiling Fan Makes Installation Easy
    Tired of complicated ceiling fan installations? This fan's blades click into place and the LED light twists in for a simple setup. ... read more
    Published on 2019-03-14
  • How to Hire a Roofer for Your Home
    A new roof is a major investment that typically costs thousands of dollars; and unfortunately, roofing is an easy entry business that requires little more than a pickup, a ladder, and some basic tools. Read on to find out how to choose a good roofer for your home. ... read more
    Published on 2019-03-14
  • 7 Things To Avoid After Applying for a Mortgage!
    Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be ... read more
    Published on 2019-03-13
  • How to Protect Your Home Before and After Hailstorms
    Hail damage can be quite costly — to the tune of $1 billion per year. Here's how to protect your home. ... read more
    Published on 2019-03-13
  • What’s Going On with Bidding Wars?
    In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want ... read more
    Published on 2019-03-12
  • 4 Reasons to Buy a Home in the Spring
    Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% over the last 12 months. ... read more
    Published on 2019-03-11
  • How to Cut Mortises for Door Hinges with a Chisel
    A door's hinge mortises are often cut by machine with a router and straight bit, but you can cut mortises by hand using a hammer and chisel. Here's how to do it! ... read more
    Published on 2019-03-10
  • How to Remove Molding for Reuse
    When renovating a room, the first step is to remove existing molding. If you are careful, you can take it off — without damage — for reuse later. Watch the technique! ... read more
    Published on 2019-03-10
  • What Causes White Lines on Tomato Plants
    Do your tomato leaves have white lines on them? Wonder what causes this, and what to do about it? Then read on! ... read more
    Published on 2019-03-10
  • How to Hack a Paint Sleeve into 3 Pieces
    You need a 3-inch paint roller for some spaces, but you don't need to purchase small paint sleeves. ... read more
    Published on 2019-03-09
  • Nest x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • Next x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • 5 Tips to Update Your Shower on a Budget
    Want to update your shower? It's not as costly as you may think. ... read more
    Published on 2019-03-08
  • Inspiration for Minimalism in Your Home
    Don't want to go 'all in' with minimalism? That's okay. Try focusing on raw materials and neutral tones in one room. ... read more
    Published on 2019-03-08
  • Ep 9. Problematic Painting & A Complete Home Remodel
    We’re tackling a pair of painting problems. Also, a homeowner is going through a complete remodel, but he's stumped when trying to install an outlet for his new mantle and aligning his bedroom doors. ... read more
    Published on 2019-03-08
  • Preparing to Spring Forward [INFOGRAPHIC]
    Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ ... read more
    Published on 2019-03-08
  • How to Remove Dents from Carpet
    Do carpet dents drive you nuts? Do this and no one will ever know you rearranged your furniture! ... read more
    Published on 2019-03-08
  • Easy Storage for Cutting Boards and Cookie Sheets
    With these storage ideas, you can organize your kitchen cabinets in no time! ... read more
    Published on 2019-03-08
  • How to Remove Pet Hair from Carpet
    Removing dog or cat hair from carpet can be pretty difficult, especially once it becomes embedded in there — but this tool makes it easy. ... read more
    Published on 2019-03-08
  • 5 Tips to Keep Your Garbage Disposal Running Right
    These five simple tips will help extend the life of your garbage disposal and prevent clogs and jams. ... read more
    Published on 2019-03-08
  • 5 Things to Know About Air Duct Cleaning
    Cleaning air ducts regularly could prevent respiratory illnesses. ... read more
    Published on 2019-03-08
  • How to Add a Phone Extension
    Robert asks, "Can you run an extension line off an already in use phone jack to a room which may not have one?"It’s not hard to extend a line from an existing phone jack to a new one in another room. Read more to find out how. ... read more
    Published on 2019-03-07
  • 8 Home Smells That Could Be Signs of Danger
    Does your home have these odors? They could indicate major health hazards — and problems that are expensive to repair. ... read more
    Published on 2019-03-07
  • Why an Economic Slowdown Will NOT Crush Real Estate this Time
    Last week, the National Association for Business Economics released their February 2019 Economic Policy Survey. The survey revealed that a majority of the panel believe an economic slowdown is in the near future: “While only 10% of panelists expect a recession in 2019, 42% say a recession will ... read more
    Published on 2019-03-07
  • 10 Edible Flowers to Grow, Cook and Eat
    Want to wow your guests at cookouts this summer? Then try serving up your meals with edible flowers! There are many edible flowers that make great additions to your favorite recipes, from garnishes to seasonings to the main course. Read on to find out more. ... read more
    Published on 2019-03-07
  • Tips for Storing and Wearing Safety Glasses
    The most important tip is to wear your safety glasses, but after that, here are simple best practices. ... read more
    Published on 2019-03-07
  • Air Duct Cleaning: Scam or Worth It?
    Whether you should hire air duct cleaners depends on 5 factors. Here's more about that, and how to avoid duct-cleaning scams. ... read more
    Published on 2019-03-07
  • How to Prevent Heat Loss & Tips to Update Dark Paneling
    Listen to learn the best practices that will keep heat from escaping your home. And, the how to prep for any paint job. ... read more
    Published on 2019-03-06
  • How Your Home Affects Your Mental Health
    Here's a look at the psychology of space, how people crave order in their homes and how dysfunctional design affects mental health. ... read more
    Published on 2019-03-06
  • How to Store Safety Equipment in Your Shop
    This extremely simple tip will keep safety gear clean, protect glasses from scratches and make everything easy to find! ... read more
    Published on 2019-03-06
  • How to Apply Energy-Saving Window Film
    Applying window film to glass doors and windows around your home can help reduce glare, block UV rays, and reduce energy costs by reducing solar heat gain. ... read more
    Published on 2019-03-06
  • 3 Ways to Use Wasted Space Above Kitchen Cabinets
    Stumped on how to close the space between your kitchen cabinets and ceiling? Here are 3 tips. ... read more
    Published on 2019-03-06
  • 2 Reports That Say Now Is a Great Time to Sell
    Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights ... read more
    Published on 2019-03-06
  • How to Install a Tile Backsplash Using a Self-Adhesive Mat
    Installing a tile backsplash has never been cleaner, easier or quicker! ... read more
    Published on 2019-03-06
  • How to Make a Container Garden Display Rack
    It takes just 6 steps to make this cute container garden display rack! Here are the instructions. ... read more
    Published on 2019-03-05
  • Beginner’s Guide to Caring for Houseplants
    Growing houseplants is a great way to start gardening while enhancing the beauty of your home. Like any other gardening endeavor, indoor gardens can be as simple or elaborate as you would like. Here are some general guidelines to help get you started. ... read more
    Published on 2019-03-05
  • How to Have a Unique Open House
    According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd! This quote from Grandscope puts it ... read more
    Published on 2019-03-05
  • How to Remove Interior Wood Trim — In 3 Steps!
    Need to remove trim? Whether you're tired of a dining room chair rail or just want a new look, removing trim is fast and easy — especially if you have the right tool! ... read more
    Published on 2019-03-04
  • Panama City Home Named Top ‘Survivor’ After Facing Hurricane Michael
    This Panama City home's metal roof withstood Hurricane Michael in 2018 — and may have saved lives. ... read more
    Published on 2019-03-04
  • 3 Ways to Increase Bathroom Storage Space
    Consider these tips to maximize the storage space in your bathroom. ... read more
    Published on 2019-03-04
  • The Housing Market Will “Spring Forward” This Year!
    Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market. Many potential sellers believe that waiting until Spring is in their best interest. Traditionally, they ... read more
    Published on 2019-03-04
  • How to Hang a Heavy Mirror or Picture on a Wall
    Using a toggle bolt to hang a heavy mirror or picture is just a part of the solution. Here's Danny's trick to create a very strong wall anchor. ... read more
    Published on 2019-03-02
  • How to Repair a Running Toilet
    A constantly running toilet is not only annoying, it’s a big waste of water in your home. There are two main reasons a toilet continues to run, and both are easy to fix. Watch this video to find out how. ... read more
    Published on 2019-03-02
  • Ep 8. How to Prevent Heat Loss & Tips to Update Dark Paneling
    A Nebraska homeowner's roof is the only one on his block without snow. We’ll talk about what's causing the heat, where it's coming from, and how to prevent it. ... read more
    Published on 2019-03-01
  • Home Prices Up 5.73% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2019-03-01
  • No Worries… Home Prices Coming in for a SOFT Landing
    Home prices have appreciated considerably over the last five years. This has some concerned that we may be in for another dramatic correction. However, recent statistics suggest home values will not crash as they did a decade ago. Instead, this time they will come in for a soft landing. ... read more
    Published on 2019-02-28
  • Interest Rates Hit New 12 Month Low!
    According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from ... read more
    Published on 2019-02-27
  • What are the Benefits of Becoming a Homeowner?
    Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time! Why is this date important? Homeownership is not just ... read more
    Published on 2019-02-26
  • How Can I Increase My Family’s Net Worth?
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2019-02-25
  • 3 Tips for Making Your Dream of Buying A Home Come True [INFOGRAPHIC]
    Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down ... read more
    Published on 2019-02-22
  • 3 Reasons Why We Are Not Heading Toward Another Housing Crash
    With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago. Here are three key metrics that will explain why: Home Prices ... read more
    Published on 2019-02-21
  • Why A Normal Market is Just What We Need
    The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed. Buyers have been competing in bidding wars just to find a home to buy, let alone find their dream home. This ‘seller’s market’ has ... read more
    Published on 2019-02-20
  • 2019 Will Be a Great Year for Buyers AND Sellers
    Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming! ... read more
    Published on 2019-02-19
  • Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One!
    In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach ... read more
    Published on 2019-02-18
  • Where Did Americans Move in 2018? [INFOGRAPHIC]
    Some Highlights: Every year United Van Lines conducts their National Movers Study by tracking their customer’s movement state-to-state over the course of the year. Vermont claimed the top spot of states with the highest percentage of inbound residents following a campaign that covered relocation costs for skilled ... read more
    Published on 2019-02-15
  • First Comes Love… Then Comes Mortgage? Couples Lead the Way
    According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to ... read more
    Published on 2019-02-14
  • Why Homeownership Matters Now More Than Ever
    Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.) For ... read more
    Published on 2019-02-13
  • How To List Your Home for the Best Price
    If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. The map below shows the results of ... read more
    Published on 2019-02-12
  • Thinking of Selling Your House? This is a Perfect Time!
    It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. The other listings that come ... read more
    Published on 2019-02-11
  • 5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC]
    Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the process, negotiations, and pricing (both when making an ... read more
    Published on 2019-02-08
  • How to Get a Better Perspective on Affordability
    Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over ... read more
    Published on 2019-02-07
  • The KonMari Method: Helping You Prep Your House For Sale
    One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house. Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of ... read more
    Published on 2019-02-06
  • One More Time… You Do Not Need 20% Down to Buy a Home
    The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. In combination with higher rents, survey ... read more
    Published on 2019-02-05
  • Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?
    There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source ... read more
    Published on 2019-02-04
  • 5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]
    Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly! The kitchen is big enough to make as many ... read more
    Published on 2019-02-01
  • Do You Know How Much Your Home Has Increased in Value?
    Last year we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed:Homeowners with mortgages have seen their home equity more than double since 2011, increasing to ... read more
    Published on 2019-01-31
  • 4 Proven Ways Real Estate Can Build Sizable Family Wealth
    Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: ... read more
    Published on 2019-01-30
  • Is Student Loan Debt A Threat to Homeownership? No!
    Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. Due to this, student loan debt has soared to ... read more
    Published on 2019-01-29
  • Why It Makes No Sense to Wait for Spring to Sell
    The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. The supply of homes for sale dramatically increases every ... read more
    Published on 2019-01-28
  • Think You Should For Sale By Owner? Think Again! [INFOGRAPHIC]
    Some Highlights: For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 36% of homeowners who decided to FSBO last ... read more
    Published on 2019-01-25
  • 3 Things You Need in a Shifting Real Estate Market
    Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have ... read more
    Published on 2019-01-24
  • The Importance of Homeownership to the American Dream
    For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over the last few decades, it is fair to ask ... read more
    Published on 2019-01-23
  • Do You Prefer the Charm of an Existing Home?
    When homebuyers begin their research, they want to see all their available options! In many cases, they will include both new construction and existing homes in their search; but is a new construction home really the house of their dreams? According to a recent survey by Zillow, of the ... read more
    Published on 2019-01-22
  • The Difference Having a Professional on Your Side Makes
    In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with the addition of more information, comes more confusion. Shows like Property ... read more
    Published on 2019-01-21
  • What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.1% by the end of ... read more
    Published on 2019-01-18
  • Last Chance! Homes are a Bargain Compared to Historic Norms
    A loaf of bread used to be a nickel. A movie ticket was a dime.  Not anymore. Houses were also much less expensive than they are now. Inflation raised the price of all three of those items, along with the price of almost every other item we purchase. The ... read more
    Published on 2019-01-17
  • Selling Your Home? Make Sure the Price is Right!
    If you’ve ever watched “The Price is Right,” you know that the only way to win is to be the one to correctly guess the price of the item you want without going over! That means your guess must be just slightly under the retail price. In today’s shifting ... read more
    Published on 2019-01-16
  • Buying a Home Young is the Key to Building Wealth
    Homeowners who purchase their homes before the age of 35 are better prepared for retirement at age 60, according to a new Urban Institute study. The organization surveyed adults who turned 60 or 61 between 2003 and 2015 for their data set. “Today’s older adults became homeowners at ... read more
    Published on 2019-01-15
  • Buying a House This Year? This Should Be Your 1st Step!
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to ... read more
    Published on 2019-01-14
  • The Cost Across Time [INFOGRAPHIC]
    Some Highlights: With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes ... read more
    Published on 2019-01-11
  • The Best Time to List Your House? TODAY!
    You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this time last year. What you may not have heard, however, is that there is still ... read more
    Published on 2019-01-10
  • Is the Recent Dip in Interest Rates Here to Stay?
    Interest rates for a 30-year fixed rate mortgage climbed consistently throughout 2018 until the middle of November. After that point, rates returned to levels that we saw in August to close out the year at 4.55%, according to Freddie Mac’s Primary Mortgage Market Survey. After the first week of ... read more
    Published on 2019-01-09
  • Buying A Vacation Property? Now Is A Good Time!
    Every year around this time, many homeowners begin the process of preparing their homes in case of extreme winter weather. Some others skip winter all together by escaping to their vacation homes in a warmer climate. For those homeowners staying at their first residence, AccuWeather warns: “The late-week ... read more
    Published on 2019-01-08
  • Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!
    Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house? Here are two keys to ensure that you get the highest price possible. 1. Price it a LITTLE LOW  This ... read more
    Published on 2019-01-07
  • Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]
    Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on Investment (ROI). Minor bathroom renovations can go a long way toward improving the quality of your everyday life ... read more
    Published on 2019-01-04
  • Belief in Homeownership as an Investment is Far from Dead
    Following last year’s real estate market was like riding a rollercoaster. The market started off strong in 2018 and then softened before finishing with a mild flurry. However, one thing that did not waiver was America’s belief that owning a home makes sense from a financial standpoint. An end-of-the-year survey ... read more
    Published on 2019-01-03
  • Excited About Buying A Home This Year? Here’s What to Watch
    As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of ... read more
    Published on 2019-01-02
  • Here’s to a Wonderful 2019!
    We hope 2019 is a great year for you, both personally and professionally! Content previously posted on Keeping Current Matters ... read more
    Published on 2019-01-01
  • Why You Should Not For Sale By Owner
    In today’s market, as home prices rise and a lack of inventory continues, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for most sellers. ... read more
    Published on 2018-12-31
  • Where is the Housing Market Headed in 2019? [INFOGRAPHIC]
    Some Highlights: ­Interest rates are projected to increase steadily throughout 2019, but buyers will still be able to lock in a rate lower than their parents or grandparents did when they bought their homes! Home prices will rise at a rate of 4.8% over the course of 2019 ... read more
    Published on 2018-12-28
  • 24 Hours that Suddenly Improved the Market
    This year started strong for real estate, but then the market began to soften. Home inventory in the starter and move-up categories dwindled to almost nothing, mortgage rates were projected to rise, and home sales have now decreased for several months in a row. To many, the outlook heading ... read more
    Published on 2018-12-27
  • How to Save Thousands of Dollars in Interest on Your Mortgage
    One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving ... read more
    Published on 2018-12-26
  • Thank You for All Your Support
    Content previously posted on Keeping Current Matters ... read more
    Published on 2018-12-25
  • What Makes a House a Home For You?
    We frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of a home can mean different things ... read more
    Published on 2018-12-24
  • Buyers Are Looking for Your Home, Now [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.32 million and have increased on a monthly basis for the last two months. The inventory of existing homes for sale remains below the 6-months needed for a normal market and is now at a 3.9-month ... read more
    Published on 2018-12-21
  • 4 Quick Reasons NOT to Fear a Housing Crash
    There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Here are four reasons why today’s market is much different: 1. There are ... read more
    Published on 2018-12-20
  • Homeownership Remains a Huge Part of the American Dream
    As we head into 2019, many news outlets and housing experts warn that the housing market may slow down. Over the last six years, the inventory of homes for sale has been near historic lows, which has been the force behind increasing home prices. This has been great news ... read more
    Published on 2018-12-19
  • Why Houses DO NOT Sell in a Strong Market
    As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell? Below are the 5 most common reasons why a listing contract will expire: 1. The Price Sometimes when the ... read more
    Published on 2018-12-18
  • 5 Reasons to Sell This Winter!
    Here are five reasons listing your home for sale this winter makes sense.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are ... read more
    Published on 2018-12-17
  • 4 Reasons to Sell Your House This Winter [INFOGRAPHIC]
    Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Perhaps the ... read more
    Published on 2018-12-14
  • No Bubble Here! How New Mortgage Standards Are Helping
    Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in ... read more
    Published on 2018-12-13
  • Don’t Get Caught in the Rental Trap in 2019
    Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone! According to the 2018 Bank of America Homebuyer ... read more
    Published on 2018-12-12
  • How to Simply Increase Your Family Wealth by Paying for Housing
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month ... read more
    Published on 2018-12-11
  • What If I Wait A Year to Buy a Home?
    National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – ... read more
    Published on 2018-12-10
  • The Tale of Two Markets [INFOGRAPHIC]
    Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and ... read more
    Published on 2018-12-07
  • 2008 vs. Now: Are Owners Using Their Homes as ATMs Again?
    Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake. However, a closer look at ... read more
    Published on 2018-12-06
  • Where Are Interest Rates Headed in 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-12-05
  • Homeowners Aged 65+ Have 48x More Net Worth Than Renters
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data covers responses from 2013-2016. The study revealed that the median net worth of a homeowner was $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2018-12-04
  • 4 Reasons to Buy A Home This Winter!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that home prices have appreciated by 5.6% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-12-03
  • Home Prices Up 6.34% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-11-30
  • Further Proof It’s NOT 2008 All Over Again
    Home sales numbers are leveling off, the rate of price appreciation has slowed to more historically normal averages, and inventory is finally increasing. We are headed into a more normal housing market. However, some are seeing these adjustments as red flags and are suggesting that we are headed back ... read more
    Published on 2018-11-29
  • 24% of Renters Believe Winter is the Best Time to Buy a Home
    In real estate, the spring is often seen as the ideal time to buy or sell a house. The term “Spring Buyer’s Season” exists for a reason, as renters and those looking to move on from their current home thaw out from the winter and hit the market ready ... read more
    Published on 2018-11-28
  • The #1 Reason to Not Wait Until Spring to Sell Your House
    Many sellers believe that spring is the best time to place their homes on the market because buyer demand traditionally increases at that time of year, but what they don’t realize is that if every homeowner believes the same thing, then that is when they will have the most ... read more
    Published on 2018-11-27
  • Buyers: Don’t Be Surprised by Closing Costs!
    Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan ... read more
    Published on 2018-11-26
  • Existing Home Sales Slowed by a Lack of Listings [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.22 million, which is up 1.4% over last month. This reverses the six-month trend of dips in sales every month. The inventory of existing homes is still below the 6-month supply needed for a normal market ... read more
    Published on 2018-11-23
  • Thank You for Your Support!
    Have a great holiday! Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-22
  • Will Your Side Hustle Buy You a House This Year?
    The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of millennials took on a second job to make their dreams of homeownership a reality in 2017.  Among millennials with incomes over $100,000 a year, the ... read more
    Published on 2018-11-21
  • Females Are Making It a Priority to Invest in Real Estate!
    Everyone wants a place to call home; a place that gives them a sense of security. We are currently seeing major interest from females who want to achieve this dream, and the numbers are proving it! In 2018, for the second year in a row, single female buyers accounted ... read more
    Published on 2018-11-20
  • 7 Reasons to List Your House For Sale This Holiday Season
    Every year at this time there are many homeowners who decide to wait until after the holidays to list their homes for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are seven great reasons ... read more
    Published on 2018-11-19
  • The Cost of Renting vs. Buying a Home [INFOGRAPHIC]
    Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (28.4%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every market is different. ... read more
    Published on 2018-11-16
  • Wage Increases Make Home Buying More Affordable
    Everyone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages. How much a family earns obviously impacts how easy or difficult it is for them to afford to own a home. Because ... read more
    Published on 2018-11-15
  • Home Sellers in Q3 Netted $61K at Resale
    According to a recent report by ATTOM Data Solutions, home sellers who sold their homes in the third quarter of 2018 benefited from rising home prices and netted an average of $61,232. This is the highest average price gain since the second quarter of 2007 and represents a 32% ... read more
    Published on 2018-11-14
  • Are Homeowners Renovating to Sell or to Stay?
    Over the past few years, two trends have emerged in the housing market: Home renovations have shot up Inventory of homes available for sale on the market has dropped A ‘normal’ housing market is defined by having a 6-month supply of homes for sale. According to the latest ... read more
    Published on 2018-11-13
  • How to Honor a Veteran Today and Everyday
    One hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and ... read more
    Published on 2018-11-12
  • VA Home Loans by the Numbers [INFOGRAPHIC]
    Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership. In 2017, $189 billion was loaned to veterans and their families through ... read more
    Published on 2018-11-09
  • 75% of Renters Have Been Misinformed
    Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines are accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream ... read more
    Published on 2018-11-08
  • Why Has Housing Supply Increased as Sales Have Slowed Down?
    According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the inventory of homes for sale this year compared to last year has increased for the last four months, all while sales of existing homes have slowed compared to last year’s numbers. For over ... read more
    Published on 2018-11-07
  • 5 Tips When Buying a Newly Constructed Home
    The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place. To ensure a hassle-free process, here are 5 tips to keep ... read more
    Published on 2018-11-06
  • 2 Myths Holding Back Home Buyers
    Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an ... read more
    Published on 2018-11-05
  • The Difference an Hour Will Make This Fall [INFOGRAPHIC]
    Every Hour in the US Housing Market:  596 Homes Sell 278 Homes Regain Positive Equity Median Home Values Go Up $1.20 Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-02
  • How Will Home Sales Measure Up Next Year?
    There are many questions about where home sales are headed next year. We have gathered the most reliable sources to help answer this question. Here are our sources: Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully ... read more
    Published on 2018-11-01
  • Taking Fear Out of the Mortgage Process
    A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order ... read more
    Published on 2018-10-31
  • Are You Spending TOO Much on Rent?
    Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money ... read more
    Published on 2018-10-30
  • Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner
    With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller ... read more
    Published on 2018-10-29
  • Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC]
    Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less ... read more
    Published on 2018-10-26
  • Where are Home Values Headed over the Next Few Years?
    There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over ... read more
    Published on 2018-10-25
  • Still Think You Need 15-20% Down to Buy a Home? Think Again!
    According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will ... read more
    Published on 2018-10-24
  • Housing Is Still Affordable in the United States!
    Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what you’re seeing ... read more
    Published on 2018-10-23
  • Will Home Prices Continue to Increase?
    There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels ... read more
    Published on 2018-10-22
  • 20 Tips for Preparing Your House for Sale This Fall [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2018-10-19
  • Is the Increase in Inventory a Bullish or Bearish Sign for Real Estate?
    In a recent article, National Housing Inventory Crisis Reaches Inflection Point, realtor.com reported that: New listings jumped 8% year-over-year nationally, the largest increase since 2013 Total listings in the 45 largest markets are now up 6% on average over last year This increase in housing inventory has sparked ... read more
    Published on 2018-10-18
  • 5 Tips for Starting Your Home Search
    In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights ... read more
    Published on 2018-10-17
  • Baby Boomers are Downsizing, Are You Ready to Move?
    For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame? Here’s what some of the experts have to say on the subject: Aaron Terrazas, Senior Economist at Zillow, says that ... read more
    Published on 2018-10-16
  • Pre-Approval: Your 1st Step in Buying a Home
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to ... read more
    Published on 2018-10-15
  • Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]
    Some Highlights: Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. The best way ... read more
    Published on 2018-10-12
  • Dispelling the Myth About Home Affordability
    We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are accurate. But, have you ever wondered why the headlines don’t say the last 25 years, the last ... read more
    Published on 2018-10-11
  • New Home Sales Up 12.7% From Last Year
    According to the latest New Residential Sales Report from the Census Bureau, new construction sales in August were up 3.5% from July and 12.7% from last year! This marks the second consecutive month with double-digit year-over-year growth (12.8% in July). The report also showed that builders have ramped up ... read more
    Published on 2018-10-10
  • What’s Going On With Home Prices?
    According to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight into this change, ... read more
    Published on 2018-10-09
  • The True Cost of NOT Owning Your Home
    Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for the entirety of America’s existence. Realtor.com reported that: “Buying remains the more attractive option in ... read more
    Published on 2018-10-08
  • Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]
    Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the difference between buying & renting would account for less than a $50 monthly difference, leaving the choice up to the individual ... read more
    Published on 2018-10-05
  • Are We About to Enter a Buyers’ Market?
    Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really ... read more
    Published on 2018-10-04
  • 2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling
    When it comes to buying or selling a home there are many factors you should consider. Where you want to live, why you want to buy or sell, and who will help you along your journey are just some of those factors. When it comes to today’s real estate ... read more
    Published on 2018-10-03
  • Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?
    Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a percent by next year. In addition to the predictions ... read more
    Published on 2018-10-02
  • How Does the Supply of Homes for Sale Impact Buyer Demand?
    The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index. Their latest edition sheds some light on ... read more
    Published on 2018-10-01
  • Should I Buy Now? Or Wait Until Next Year? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.2% by the third quarter of ... read more
    Published on 2018-09-28
  • Are Home Prices Softening or Are They Falling?
    We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written to address the impact that these two situations will have ... read more
    Published on 2018-09-27
  • The Cost of NOT Paying PMI
    Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that ... read more
    Published on 2018-09-26
  • Where Are Mortgage Interest Rates Headed In 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-09-25
  • How Much Has Your Home Increased in Value?
    Home values have risen dramatically over the last twelve months. In CoreLogic’s most recent Home Price Index Report, they revealed that national home prices have increased by 6.2% year-over-year. CoreLogic broke down appreciation even further into four price ranges, giving us a more detailed view than if we had simply looked at the year-over-year increases ... read more
    Published on 2018-09-24
  • 4 Reasons to Sell This Fall [INFOGRAPHIC]
    Some Highlights: Housing inventory is still under the 6-month supply that is needed for a normal housing market. Buyers are often competing with one another for the listings that are available. Perhaps the time has come for you and your family to move on and start living ... read more
    Published on 2018-09-21
  • Is the Real Estate Market Finally Getting Back to Normal?
    The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey: After the bubble burst in June 2007, values depreciated ... read more
    Published on 2018-09-20
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • If You Are Thinking of Selling You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • If You Are Thinking of Selling? You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • Home Prices Up 6.49% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-09-07
  • What Does the Future Hold for Home Prices?
    Home prices are at the top of everyone’s minds. Can they maintain their current pace of appreciation? Will rising mortgage rates negatively impact home values? Will the next economic slowdown cause prices to crash? Let’s try to answer these questions based on what has happened in the past as ... read more
    Published on 2018-09-06
  • Is Your House Priced To Sell Immediately (PTSI)?
    In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen ... read more
    Published on 2019-03-21
  • Do 46 Million Millennials Know They Are Mortgage Ready?
    Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, ... read more
    Published on 2019-03-20
  • 20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2019-03-20
  • How to Capture Dust During Sanding
    Sick of airborne dust while you're sanding? Here's the Simple Solution! ... read more
    Published on 2019-03-20
  • How to Protect Wood from Clamp Damage
    This simple modification will prevent clamps from damaging wood. ... read more
    Published on 2019-03-19
  • What Credit Score Do You Need To Buy A House?
    There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score ... read more
    Published on 2019-03-19
  • How to Clean Circular Saw Blades
    Circular saw blades need dental care, too! Here's a simple way to clean them for top performance. ... read more
    Published on 2019-03-18
  • Want To Increase Your Family’s Wealth? Here’s How!
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your ... read more
    Published on 2019-03-18
  • How to Replace a Wrought Iron Porch Column
    Nope, you don't have to keep that worn-out wrought-iron column! Here's how to replace it with a low-maintenance fiberglass one. ... read more
    Published on 2019-03-18
  • 6 Tips To Prepare Your Garden For Spring
    Use late winter/early spring to prepare your garden for new blooms, plants and flowers. Follow these 6 steps for the best results. ... read more
    Published on 2019-03-17
  • How to Remove Foam from a Garden Fountain
    Foam is common in fountains — but there is a solution! Here are some ways to reduce foam's formation. ... read more
    Published on 2019-03-16
  • How to Plant Trees and Shrubs on a Slope
    Planting on a slope? Take these 6 steps to ensure your landscaping grows strong. ... read more
    Published on 2019-03-16
  • How to Install Low-Voltage Landscape Lighting
    Want to add ambiance to your yard? Add landscape lighting — it's easier than you may think! ... read more
    Published on 2019-03-16
  • Ep 10. Finishing the Front Door & Shutting out Humidity
    A new homeowner wants her front door to stand out, but the stain isn’t soaking in. Why this is happening and what she can do to get her door looking great. ... read more
    Published on 2019-03-15
  • Don’t Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC]
    Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home! Buying now will allow you to start earning equity today! Content ... read more
    Published on 2019-03-15
  • How to Correct a Crooked Board
    Here's what to do when a board has two crooked edges. ... read more
    Published on 2019-03-15
  • How to Build a Window Seat Bookcase
    Here's how to build a bookcase around a window to make a space more functional. ... read more
    Published on 2019-03-14
  • How to Choose a Roof for Your Home
    Need a new roof? There are more types and styles than ever — it can be overwhelming! But our guide will help. ... read more
    Published on 2019-03-14
  • How to Make a Crosscut Guide for a Circular Saw
    Want to make perfectly square crosscuts? Use this guide — works every time! ... read more
    Published on 2019-03-14
  • Why You Need Proper Attic Ventilation
    Providing proper ventilation in your attic will keep your attic cooler in the summer, which can lower your air conditioner bills and make your roof last longer, and reduce condensation during the winter, which can lead to mold, mildew, or rot. Watch this video to find out more. ... read more
    Published on 2019-03-14
  • Homeownership is a Cornerstone of the American Dream
    “The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to ... read more
    Published on 2019-03-14
  • This Ceiling Fan Makes Installation Easy
    Tired of complicated ceiling fan installations? This fan's blades click into place and the LED light twists in for a simple setup. ... read more
    Published on 2019-03-14
  • How to Hire a Roofer for Your Home
    A new roof is a major investment that typically costs thousands of dollars; and unfortunately, roofing is an easy entry business that requires little more than a pickup, a ladder, and some basic tools. Read on to find out how to choose a good roofer for your home. ... read more
    Published on 2019-03-14
  • 7 Things To Avoid After Applying for a Mortgage!
    Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be ... read more
    Published on 2019-03-13
  • How to Protect Your Home Before and After Hailstorms
    Hail damage can be quite costly — to the tune of $1 billion per year. Here's how to protect your home. ... read more
    Published on 2019-03-13
  • What’s Going On with Bidding Wars?
    In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want ... read more
    Published on 2019-03-12
  • 4 Reasons to Buy a Home in the Spring
    Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% over the last 12 months. ... read more
    Published on 2019-03-11
  • How to Cut Mortises for Door Hinges with a Chisel
    A door's hinge mortises are often cut by machine with a router and straight bit, but you can cut mortises by hand using a hammer and chisel. Here's how to do it! ... read more
    Published on 2019-03-10
  • How to Remove Molding for Reuse
    When renovating a room, the first step is to remove existing molding. If you are careful, you can take it off — without damage — for reuse later. Watch the technique! ... read more
    Published on 2019-03-10
  • What Causes White Lines on Tomato Plants
    Do your tomato leaves have white lines on them? Wonder what causes this, and what to do about it? Then read on! ... read more
    Published on 2019-03-10
  • How to Hack a Paint Sleeve into 3 Pieces
    You need a 3-inch paint roller for some spaces, but you don't need to purchase small paint sleeves. ... read more
    Published on 2019-03-09
  • Nest x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • Next x Yale Lock Keeps Your Front Door Safe and Smart
    If you want to upgrade the look of your front door, keep it safe and smart, this is a nice option for you. ... read more
    Published on 2019-03-09
  • 5 Tips to Update Your Shower on a Budget
    Want to update your shower? It's not as costly as you may think. ... read more
    Published on 2019-03-08
  • Inspiration for Minimalism in Your Home
    Don't want to go 'all in' with minimalism? That's okay. Try focusing on raw materials and neutral tones in one room. ... read more
    Published on 2019-03-08
  • Ep 9. Problematic Painting & A Complete Home Remodel
    We’re tackling a pair of painting problems. Also, a homeowner is going through a complete remodel, but he's stumped when trying to install an outlet for his new mantle and aligning his bedroom doors. ... read more
    Published on 2019-03-08
  • Preparing to Spring Forward [INFOGRAPHIC]
    Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ ... read more
    Published on 2019-03-08
  • How to Remove Dents from Carpet
    Do carpet dents drive you nuts? Do this and no one will ever know you rearranged your furniture! ... read more
    Published on 2019-03-08
  • Easy Storage for Cutting Boards and Cookie Sheets
    With these storage ideas, you can organize your kitchen cabinets in no time! ... read more
    Published on 2019-03-08
  • How to Remove Pet Hair from Carpet
    Removing dog or cat hair from carpet can be pretty difficult, especially once it becomes embedded in there — but this tool makes it easy. ... read more
    Published on 2019-03-08
  • 5 Tips to Keep Your Garbage Disposal Running Right
    These five simple tips will help extend the life of your garbage disposal and prevent clogs and jams. ... read more
    Published on 2019-03-08
  • 5 Things to Know About Air Duct Cleaning
    Cleaning air ducts regularly could prevent respiratory illnesses. ... read more
    Published on 2019-03-08
  • How to Add a Phone Extension
    Robert asks, "Can you run an extension line off an already in use phone jack to a room which may not have one?"It’s not hard to extend a line from an existing phone jack to a new one in another room. Read more to find out how. ... read more
    Published on 2019-03-07
  • 8 Home Smells That Could Be Signs of Danger
    Does your home have these odors? They could indicate major health hazards — and problems that are expensive to repair. ... read more
    Published on 2019-03-07
  • Why an Economic Slowdown Will NOT Crush Real Estate this Time
    Last week, the National Association for Business Economics released their February 2019 Economic Policy Survey. The survey revealed that a majority of the panel believe an economic slowdown is in the near future: “While only 10% of panelists expect a recession in 2019, 42% say a recession will ... read more
    Published on 2019-03-07
  • 10 Edible Flowers to Grow, Cook and Eat
    Want to wow your guests at cookouts this summer? Then try serving up your meals with edible flowers! There are many edible flowers that make great additions to your favorite recipes, from garnishes to seasonings to the main course. Read on to find out more. ... read more
    Published on 2019-03-07
  • Tips for Storing and Wearing Safety Glasses
    The most important tip is to wear your safety glasses, but after that, here are simple best practices. ... read more
    Published on 2019-03-07
  • Air Duct Cleaning: Scam or Worth It?
    Whether you should hire air duct cleaners depends on 5 factors. Here's more about that, and how to avoid duct-cleaning scams. ... read more
    Published on 2019-03-07
  • How to Prevent Heat Loss & Tips to Update Dark Paneling
    Listen to learn the best practices that will keep heat from escaping your home. And, the how to prep for any paint job. ... read more
    Published on 2019-03-06
  • How Your Home Affects Your Mental Health
    Here's a look at the psychology of space, how people crave order in their homes and how dysfunctional design affects mental health. ... read more
    Published on 2019-03-06
  • How to Store Safety Equipment in Your Shop
    This extremely simple tip will keep safety gear clean, protect glasses from scratches and make everything easy to find! ... read more
    Published on 2019-03-06
  • How to Apply Energy-Saving Window Film
    Applying window film to glass doors and windows around your home can help reduce glare, block UV rays, and reduce energy costs by reducing solar heat gain. ... read more
    Published on 2019-03-06
  • 3 Ways to Use Wasted Space Above Kitchen Cabinets
    Stumped on how to close the space between your kitchen cabinets and ceiling? Here are 3 tips. ... read more
    Published on 2019-03-06
  • 2 Reports That Say Now Is a Great Time to Sell
    Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached heights ... read more
    Published on 2019-03-06
  • How to Install a Tile Backsplash Using a Self-Adhesive Mat
    Installing a tile backsplash has never been cleaner, easier or quicker! ... read more
    Published on 2019-03-06
  • How to Make a Container Garden Display Rack
    It takes just 6 steps to make this cute container garden display rack! Here are the instructions. ... read more
    Published on 2019-03-05
  • Beginner’s Guide to Caring for Houseplants
    Growing houseplants is a great way to start gardening while enhancing the beauty of your home. Like any other gardening endeavor, indoor gardens can be as simple or elaborate as you would like. Here are some general guidelines to help get you started. ... read more
    Published on 2019-03-05
  • How to Have a Unique Open House
    According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd! This quote from Grandscope puts it ... read more
    Published on 2019-03-05
  • How to Remove Interior Wood Trim — In 3 Steps!
    Need to remove trim? Whether you're tired of a dining room chair rail or just want a new look, removing trim is fast and easy — especially if you have the right tool! ... read more
    Published on 2019-03-04
  • Panama City Home Named Top ‘Survivor’ After Facing Hurricane Michael
    This Panama City home's metal roof withstood Hurricane Michael in 2018 — and may have saved lives. ... read more
    Published on 2019-03-04
  • 3 Ways to Increase Bathroom Storage Space
    Consider these tips to maximize the storage space in your bathroom. ... read more
    Published on 2019-03-04
  • The Housing Market Will “Spring Forward” This Year!
    Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale has been holding back the market. Many potential sellers believe that waiting until Spring is in their best interest. Traditionally, they ... read more
    Published on 2019-03-04
  • How to Hang a Heavy Mirror or Picture on a Wall
    Using a toggle bolt to hang a heavy mirror or picture is just a part of the solution. Here's Danny's trick to create a very strong wall anchor. ... read more
    Published on 2019-03-02
  • How to Repair a Running Toilet
    A constantly running toilet is not only annoying, it’s a big waste of water in your home. There are two main reasons a toilet continues to run, and both are easy to fix. Watch this video to find out how. ... read more
    Published on 2019-03-02
  • Ep 8. How to Prevent Heat Loss & Tips to Update Dark Paneling
    A Nebraska homeowner's roof is the only one on his block without snow. We’ll talk about what's causing the heat, where it's coming from, and how to prevent it. ... read more
    Published on 2019-03-01
  • Home Prices Up 5.73% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2019-03-01
  • No Worries… Home Prices Coming in for a SOFT Landing
    Home prices have appreciated considerably over the last five years. This has some concerned that we may be in for another dramatic correction. However, recent statistics suggest home values will not crash as they did a decade ago. Instead, this time they will come in for a soft landing. ... read more
    Published on 2019-02-28
  • Interest Rates Hit New 12 Month Low!
    According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from ... read more
    Published on 2019-02-27
  • What are the Benefits of Becoming a Homeowner?
    Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the first time! Why is this date important? Homeownership is not just ... read more
    Published on 2019-02-26
  • How Can I Increase My Family’s Net Worth?
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016. The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2019-02-25
  • 3 Tips for Making Your Dream of Buying A Home Come True [INFOGRAPHIC]
    Some Highlights: Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking too much about it. Living within a budget right now will help you save money for down payments while also paying down ... read more
    Published on 2019-02-22
  • 3 Reasons Why We Are Not Heading Toward Another Housing Crash
    With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago. Here are three key metrics that will explain why: Home Prices ... read more
    Published on 2019-02-21
  • Why A Normal Market is Just What We Need
    The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed. Buyers have been competing in bidding wars just to find a home to buy, let alone find their dream home. This ‘seller’s market’ has ... read more
    Published on 2019-02-20
  • 2019 Will Be a Great Year for Buyers AND Sellers
    Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming! ... read more
    Published on 2019-02-19
  • Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One!
    In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach ... read more
    Published on 2019-02-18
  • Where Did Americans Move in 2018? [INFOGRAPHIC]
    Some Highlights: Every year United Van Lines conducts their National Movers Study by tracking their customer’s movement state-to-state over the course of the year. Vermont claimed the top spot of states with the highest percentage of inbound residents following a campaign that covered relocation costs for skilled ... read more
    Published on 2019-02-15
  • First Comes Love… Then Comes Mortgage? Couples Lead the Way
    According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to ... read more
    Published on 2019-02-14
  • Why Homeownership Matters Now More Than Ever
    Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.) For ... read more
    Published on 2019-02-13
  • How To List Your Home for the Best Price
    If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. The map below shows the results of ... read more
    Published on 2019-02-12
  • Thinking of Selling Your House? This is a Perfect Time!
    It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. The other listings that come ... read more
    Published on 2019-02-11
  • 5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC]
    Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the process, negotiations, and pricing (both when making an ... read more
    Published on 2019-02-08
  • How to Get a Better Perspective on Affordability
    Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over ... read more
    Published on 2019-02-07
  • The KonMari Method: Helping You Prep Your House For Sale
    One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house. Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of ... read more
    Published on 2019-02-06
  • One More Time… You Do Not Need 20% Down to Buy a Home
    The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses. In combination with higher rents, survey ... read more
    Published on 2019-02-05
  • Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?
    There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source ... read more
    Published on 2019-02-04
  • 5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]
    Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly! The kitchen is big enough to make as many ... read more
    Published on 2019-02-01
  • Do You Know How Much Your Home Has Increased in Value?
    Last year we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Study revealed:Homeowners with mortgages have seen their home equity more than double since 2011, increasing to ... read more
    Published on 2019-01-31
  • 4 Proven Ways Real Estate Can Build Sizable Family Wealth
    Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a family owning their own home. Here are a few: ... read more
    Published on 2019-01-30
  • Is Student Loan Debt A Threat to Homeownership? No!
    Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. Due to this, student loan debt has soared to ... read more
    Published on 2019-01-29
  • Why It Makes No Sense to Wait for Spring to Sell
    The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. The supply of homes for sale dramatically increases every ... read more
    Published on 2019-01-28
  • Think You Should For Sale By Owner? Think Again! [INFOGRAPHIC]
    Some Highlights: For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 36% of homeowners who decided to FSBO last ... read more
    Published on 2019-01-25
  • 3 Things You Need in a Shifting Real Estate Market
    Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have ... read more
    Published on 2019-01-24
  • The Importance of Homeownership to the American Dream
    For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over the last few decades, it is fair to ask ... read more
    Published on 2019-01-23
  • Do You Prefer the Charm of an Existing Home?
    When homebuyers begin their research, they want to see all their available options! In many cases, they will include both new construction and existing homes in their search; but is a new construction home really the house of their dreams? According to a recent survey by Zillow, of the ... read more
    Published on 2019-01-22
  • The Difference Having a Professional on Your Side Makes
    In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with the addition of more information, comes more confusion. Shows like Property ... read more
    Published on 2019-01-21
  • What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.1% by the end of ... read more
    Published on 2019-01-18
  • Last Chance! Homes are a Bargain Compared to Historic Norms
    A loaf of bread used to be a nickel. A movie ticket was a dime.  Not anymore. Houses were also much less expensive than they are now. Inflation raised the price of all three of those items, along with the price of almost every other item we purchase. The ... read more
    Published on 2019-01-17
  • Selling Your Home? Make Sure the Price is Right!
    If you’ve ever watched “The Price is Right,” you know that the only way to win is to be the one to correctly guess the price of the item you want without going over! That means your guess must be just slightly under the retail price. In today’s shifting ... read more
    Published on 2019-01-16
  • Buying a Home Young is the Key to Building Wealth
    Homeowners who purchase their homes before the age of 35 are better prepared for retirement at age 60, according to a new Urban Institute study. The organization surveyed adults who turned 60 or 61 between 2003 and 2015 for their data set. “Today’s older adults became homeowners at ... read more
    Published on 2019-01-15
  • Buying a House This Year? This Should Be Your 1st Step!
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to ... read more
    Published on 2019-01-14
  • The Cost Across Time [INFOGRAPHIC]
    Some Highlights: With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes ... read more
    Published on 2019-01-11
  • The Best Time to List Your House? TODAY!
    You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this time last year. What you may not have heard, however, is that there is still ... read more
    Published on 2019-01-10
  • Is the Recent Dip in Interest Rates Here to Stay?
    Interest rates for a 30-year fixed rate mortgage climbed consistently throughout 2018 until the middle of November. After that point, rates returned to levels that we saw in August to close out the year at 4.55%, according to Freddie Mac’s Primary Mortgage Market Survey. After the first week of ... read more
    Published on 2019-01-09
  • Buying A Vacation Property? Now Is A Good Time!
    Every year around this time, many homeowners begin the process of preparing their homes in case of extreme winter weather. Some others skip winter all together by escaping to their vacation homes in a warmer climate. For those homeowners staying at their first residence, AccuWeather warns: “The late-week ... read more
    Published on 2019-01-08
  • Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!
    Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house? Here are two keys to ensure that you get the highest price possible. 1. Price it a LITTLE LOW  This ... read more
    Published on 2019-01-07
  • Top Renovations to Complete Before You Sell Your House [INFOGRAPHIC]
    Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on Investment (ROI). Minor bathroom renovations can go a long way toward improving the quality of your everyday life ... read more
    Published on 2019-01-04
  • Belief in Homeownership as an Investment is Far from Dead
    Following last year’s real estate market was like riding a rollercoaster. The market started off strong in 2018 and then softened before finishing with a mild flurry. However, one thing that did not waiver was America’s belief that owning a home makes sense from a financial standpoint. An end-of-the-year survey ... read more
    Published on 2019-01-03
  • Excited About Buying A Home This Year? Here’s What to Watch
    As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of ... read more
    Published on 2019-01-02
  • Here’s to a Wonderful 2019!
    We hope 2019 is a great year for you, both personally and professionally! Content previously posted on Keeping Current Matters ... read more
    Published on 2019-01-01
  • Why You Should Not For Sale By Owner
    In today’s market, as home prices rise and a lack of inventory continues, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for most sellers. ... read more
    Published on 2018-12-31
  • Where is the Housing Market Headed in 2019? [INFOGRAPHIC]
    Some Highlights: ­Interest rates are projected to increase steadily throughout 2019, but buyers will still be able to lock in a rate lower than their parents or grandparents did when they bought their homes! Home prices will rise at a rate of 4.8% over the course of 2019 ... read more
    Published on 2018-12-28
  • 24 Hours that Suddenly Improved the Market
    This year started strong for real estate, but then the market began to soften. Home inventory in the starter and move-up categories dwindled to almost nothing, mortgage rates were projected to rise, and home sales have now decreased for several months in a row. To many, the outlook heading ... read more
    Published on 2018-12-27
  • How to Save Thousands of Dollars in Interest on Your Mortgage
    One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving ... read more
    Published on 2018-12-26
  • Thank You for All Your Support
    Content previously posted on Keeping Current Matters ... read more
    Published on 2018-12-25
  • What Makes a House a Home For You?
    We frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of a home can mean different things ... read more
    Published on 2018-12-24
  • Buyers Are Looking for Your Home, Now [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.32 million and have increased on a monthly basis for the last two months. The inventory of existing homes for sale remains below the 6-months needed for a normal market and is now at a 3.9-month ... read more
    Published on 2018-12-21
  • 4 Quick Reasons NOT to Fear a Housing Crash
    There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Here are four reasons why today’s market is much different: 1. There are ... read more
    Published on 2018-12-20
  • Homeownership Remains a Huge Part of the American Dream
    As we head into 2019, many news outlets and housing experts warn that the housing market may slow down. Over the last six years, the inventory of homes for sale has been near historic lows, which has been the force behind increasing home prices. This has been great news ... read more
    Published on 2018-12-19
  • Why Houses DO NOT Sell in a Strong Market
    As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell? Below are the 5 most common reasons why a listing contract will expire: 1. The Price Sometimes when the ... read more
    Published on 2018-12-18
  • 5 Reasons to Sell This Winter!
    Here are five reasons listing your home for sale this winter makes sense.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are ... read more
    Published on 2018-12-17
  • 4 Reasons to Sell Your House This Winter [INFOGRAPHIC]
    Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with one another for the few listings that are available! Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Perhaps the ... read more
    Published on 2018-12-14
  • No Bubble Here! How New Mortgage Standards Are Helping
    Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in ... read more
    Published on 2018-12-13
  • Don’t Get Caught in the Rental Trap in 2019
    Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone! According to the 2018 Bank of America Homebuyer ... read more
    Published on 2018-12-12
  • How to Simply Increase Your Family Wealth by Paying for Housing
    Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month ... read more
    Published on 2018-12-11
  • What If I Wait A Year to Buy a Home?
    National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned about ‘short-term price’ – ... read more
    Published on 2018-12-10
  • The Tale of Two Markets [INFOGRAPHIC]
    Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and ... read more
    Published on 2018-12-07
  • 2008 vs. Now: Are Owners Using Their Homes as ATMs Again?
    Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out” refinances begins to approach numbers last seen during the crash, some are afraid that we may be repeating last decade’s mistake. However, a closer look at ... read more
    Published on 2018-12-06
  • Where Are Interest Rates Headed in 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-12-05
  • Homeowners Aged 65+ Have 48x More Net Worth Than Renters
    Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data covers responses from 2013-2016. The study revealed that the median net worth of a homeowner was $231,400 – a 15% increase since 2013. At the same ... read more
    Published on 2018-12-04
  • 4 Reasons to Buy A Home This Winter!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insight report revealed that home prices have appreciated by 5.6% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-12-03
  • Home Prices Up 6.34% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-11-30
  • Further Proof It’s NOT 2008 All Over Again
    Home sales numbers are leveling off, the rate of price appreciation has slowed to more historically normal averages, and inventory is finally increasing. We are headed into a more normal housing market. However, some are seeing these adjustments as red flags and are suggesting that we are headed back ... read more
    Published on 2018-11-29
  • 24% of Renters Believe Winter is the Best Time to Buy a Home
    In real estate, the spring is often seen as the ideal time to buy or sell a house. The term “Spring Buyer’s Season” exists for a reason, as renters and those looking to move on from their current home thaw out from the winter and hit the market ready ... read more
    Published on 2018-11-28
  • The #1 Reason to Not Wait Until Spring to Sell Your House
    Many sellers believe that spring is the best time to place their homes on the market because buyer demand traditionally increases at that time of year, but what they don’t realize is that if every homeowner believes the same thing, then that is when they will have the most ... read more
    Published on 2018-11-27
  • Buyers: Don’t Be Surprised by Closing Costs!
    Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan ... read more
    Published on 2018-11-26
  • Existing Home Sales Slowed by a Lack of Listings [INFOGRAPHIC]
    Some Highlights: Existing home sales are currently at an annual pace of 5.22 million, which is up 1.4% over last month. This reverses the six-month trend of dips in sales every month. The inventory of existing homes is still below the 6-month supply needed for a normal market ... read more
    Published on 2018-11-23
  • Thank You for Your Support!
    Have a great holiday! Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-22
  • Will Your Side Hustle Buy You a House This Year?
    The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of millennials took on a second job to make their dreams of homeownership a reality in 2017.  Among millennials with incomes over $100,000 a year, the ... read more
    Published on 2018-11-21
  • Females Are Making It a Priority to Invest in Real Estate!
    Everyone wants a place to call home; a place that gives them a sense of security. We are currently seeing major interest from females who want to achieve this dream, and the numbers are proving it! In 2018, for the second year in a row, single female buyers accounted ... read more
    Published on 2018-11-20
  • 7 Reasons to List Your House For Sale This Holiday Season
    Every year at this time there are many homeowners who decide to wait until after the holidays to list their homes for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are seven great reasons ... read more
    Published on 2018-11-19
  • The Cost of Renting vs. Buying a Home [INFOGRAPHIC]
    Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (28.4%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every market is different. ... read more
    Published on 2018-11-16
  • Wage Increases Make Home Buying More Affordable
    Everyone knows that housing affordability has been negatively impacted by rising prices and increasing mortgage rates, but there is another piece to the affordability equation – wages. How much a family earns obviously impacts how easy or difficult it is for them to afford to own a home. Because ... read more
    Published on 2018-11-15
  • Home Sellers in Q3 Netted $61K at Resale
    According to a recent report by ATTOM Data Solutions, home sellers who sold their homes in the third quarter of 2018 benefited from rising home prices and netted an average of $61,232. This is the highest average price gain since the second quarter of 2007 and represents a 32% ... read more
    Published on 2018-11-14
  • Are Homeowners Renovating to Sell or to Stay?
    Over the past few years, two trends have emerged in the housing market: Home renovations have shot up Inventory of homes available for sale on the market has dropped A ‘normal’ housing market is defined by having a 6-month supply of homes for sale. According to the latest ... read more
    Published on 2018-11-13
  • How to Honor a Veteran Today and Everyday
    One hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and ... read more
    Published on 2018-11-12
  • VA Home Loans by the Numbers [INFOGRAPHIC]
    Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership. In 2017, $189 billion was loaned to veterans and their families through ... read more
    Published on 2018-11-09
  • 75% of Renters Have Been Misinformed
    Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines are accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream ... read more
    Published on 2018-11-08
  • Why Has Housing Supply Increased as Sales Have Slowed Down?
    According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the inventory of homes for sale this year compared to last year has increased for the last four months, all while sales of existing homes have slowed compared to last year’s numbers. For over ... read more
    Published on 2018-11-07
  • 5 Tips When Buying a Newly Constructed Home
    The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a newly constructed home instead of an existing home, there are many extra steps that must take place. To ensure a hassle-free process, here are 5 tips to keep ... read more
    Published on 2018-11-06
  • 2 Myths Holding Back Home Buyers
    Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an ... read more
    Published on 2018-11-05
  • The Difference an Hour Will Make This Fall [INFOGRAPHIC]
    Every Hour in the US Housing Market:  596 Homes Sell 278 Homes Regain Positive Equity Median Home Values Go Up $1.20 Content previously posted on Keeping Current Matters ... read more
    Published on 2018-11-02
  • How Will Home Sales Measure Up Next Year?
    There are many questions about where home sales are headed next year. We have gathered the most reliable sources to help answer this question. Here are our sources: Mortgage Bankers Association (MBA) – As the leading advocate for the real estate finance industry, the MBA enables members to successfully ... read more
    Published on 2018-11-01
  • Taking Fear Out of the Mortgage Process
    A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order ... read more
    Published on 2018-10-31
  • Are You Spending TOO Much on Rent?
    Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money ... read more
    Published on 2018-10-30
  • Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner
    With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the seller ... read more
    Published on 2018-10-29
  • Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC]
    Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less ... read more
    Published on 2018-10-26
  • Where are Home Values Headed over the Next Few Years?
    There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey of over ... read more
    Published on 2018-10-25
  • Still Think You Need 15-20% Down to Buy a Home? Think Again!
    According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will ... read more
    Published on 2018-10-24
  • Housing Is Still Affordable in the United States!
    Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what you’re seeing ... read more
    Published on 2018-10-23
  • Will Home Prices Continue to Increase?
    There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak levels ... read more
    Published on 2018-10-22
  • 20 Tips for Preparing Your House for Sale This Fall [INFOGRAPHIC]
    Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for ... read more
    Published on 2018-10-19
  • Is the Increase in Inventory a Bullish or Bearish Sign for Real Estate?
    In a recent article, National Housing Inventory Crisis Reaches Inflection Point, realtor.com reported that: New listings jumped 8% year-over-year nationally, the largest increase since 2013 Total listings in the 45 largest markets are now up 6% on average over last year This increase in housing inventory has sparked ... read more
    Published on 2018-10-18
  • 5 Tips for Starting Your Home Search
    In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared. In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights ... read more
    Published on 2018-10-17
  • Baby Boomers are Downsizing, Are You Ready to Move?
    For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting the blame? Here’s what some of the experts have to say on the subject: Aaron Terrazas, Senior Economist at Zillow, says that ... read more
    Published on 2018-10-16
  • Pre-Approval: Your 1st Step in Buying a Home
    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to ... read more
    Published on 2018-10-15
  • Buying a Home? Do You Know the Lingo? [INFOGRAPHIC]
    Some Highlights: Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. The best way ... read more
    Published on 2018-10-12
  • Dispelling the Myth About Home Affordability
    We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are accurate. But, have you ever wondered why the headlines don’t say the last 25 years, the last ... read more
    Published on 2018-10-11
  • New Home Sales Up 12.7% From Last Year
    According to the latest New Residential Sales Report from the Census Bureau, new construction sales in August were up 3.5% from July and 12.7% from last year! This marks the second consecutive month with double-digit year-over-year growth (12.8% in July). The report also showed that builders have ramped up ... read more
    Published on 2018-10-10
  • What’s Going On With Home Prices?
    According to CoreLogic’s latest Home Price Insights Report, national home prices in August were up 5.5% from August 2017. This marks the first time since June 2016 that home prices did not appreciate by at least 6.0% year-over-year. CoreLogic’s Chief Economist Frank Nothaft gave some insight into this change, ... read more
    Published on 2018-10-09
  • The True Cost of NOT Owning Your Home
    Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for the entirety of America’s existence. Realtor.com reported that: “Buying remains the more attractive option in ... read more
    Published on 2018-10-08
  • Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC]
    Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the difference between buying & renting would account for less than a $50 monthly difference, leaving the choice up to the individual ... read more
    Published on 2018-10-05
  • Are We About to Enter a Buyers’ Market?
    Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really ... read more
    Published on 2018-10-04
  • 2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling
    When it comes to buying or selling a home there are many factors you should consider. Where you want to live, why you want to buy or sell, and who will help you along your journey are just some of those factors. When it comes to today’s real estate ... read more
    Published on 2018-10-03
  • Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?
    Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a percent by next year. In addition to the predictions ... read more
    Published on 2018-10-02
  • How Does the Supply of Homes for Sale Impact Buyer Demand?
    The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index. Their latest edition sheds some light on ... read more
    Published on 2018-10-01
  • Should I Buy Now? Or Wait Until Next Year? [INFOGRAPHIC]
    Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.2% by the third quarter of ... read more
    Published on 2018-09-28
  • Are Home Prices Softening or Are They Falling?
    We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written to address the impact that these two situations will have ... read more
    Published on 2018-09-27
  • The Cost of NOT Paying PMI
    Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that ... read more
    Published on 2018-09-26
  • Where Are Mortgage Interest Rates Headed In 2019?
    The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a ... read more
    Published on 2018-09-25
  • How Much Has Your Home Increased in Value?
    Home values have risen dramatically over the last twelve months. In CoreLogic’s most recent Home Price Index Report, they revealed that national home prices have increased by 6.2% year-over-year. CoreLogic broke down appreciation even further into four price ranges, giving us a more detailed view than if we had simply looked at the year-over-year increases ... read more
    Published on 2018-09-24
  • 4 Reasons to Sell This Fall [INFOGRAPHIC]
    Some Highlights: Housing inventory is still under the 6-month supply that is needed for a normal housing market. Buyers are often competing with one another for the listings that are available. Perhaps the time has come for you and your family to move on and start living ... read more
    Published on 2018-09-21
  • Is the Real Estate Market Finally Getting Back to Normal?
    The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey: After the bubble burst in June 2007, values depreciated ... read more
    Published on 2018-09-20
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • 25% of Homes with a Mortgage are Now Equity Rich!
    Rising home prices have been in the news a lot lately and much of the focus has been on whether home prices are accelerating too quickly, as well as how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is the impact ... read more
    Published on 2018-09-19
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • Home Prices: The Difference 5 Years Makes
    CoreLogic recently released their Home Price Index ReportOne of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph ... read more
    Published on 2018-09-18
  • If You Are Thinking of Selling You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • If You Are Thinking of Selling? You Must Act NOW!
    If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the concept of supply and ... read more
    Published on 2018-09-17
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Is Buying a Home Really More Stressful Than Planning a Wedding? [INFOGRAPHIC]
    Some Highlights: According to a new survey from Open Listings, 62% of Americans ages 25-54 believe that buying a home is more stressful than planning a wedding. Many young couples are saving for a wedding and a home at the same time. The average US wedding now costs ... read more
    Published on 2018-09-14
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Are Homebuyers Starting to Hit the ‘Pause’ Button?
    For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices appreciating by an average of 6.2% annually since 2012. With this being said, three of the four major reports used to measure ... read more
    Published on 2018-09-13
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • Home Prices Have Appreciated 6.9% in 2018
    Between 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey. Every month, the economists at CoreLogic release the results of their Home Price Insights Report, which includes the actual year-over-year change ... read more
    Published on 2018-09-12
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • NAR Reports Show It’s A Great Time to Sell!
    We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that right now continues to be a ... read more
    Published on 2018-09-11
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • 4 Reasons Why Fall Is A Great Time to Buy A Home!
    Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate ... read more
    Published on 2018-09-10
  • Home Prices Up 6.49% Across the Country! [INFOGRAPHIC]
    Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest quarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more! ... read more
    Published on 2018-09-07
  • What Does the Future Hold for Home Prices?
    Home prices are at the top of everyone’s minds. Can they maintain their current pace of appreciation? Will rising mortgage rates negatively impact home values? Will the next economic slowdown cause prices to crash? Let’s try to answer these questions based on what has happened in the past as ... read more
    Published on 2018-09-06